WS Keyridge Diversified Monthly Income Fund

Essential features of the Fund

• The Fund may invest globally in equities, bonds, cash, near cash and property related investments (for example, property, infrastructure and commodities such as gold).

• The fund manager decides the approximate mix of asset classes to achieve the Fund’s objectives, whilst seeking to limit the Fund’s exposure to property, equities and bonds within the following ranges:

  • Property: 0–25%

  • Equities: 25–55%

  • Government and corporate bonds: 30–70%

• The fund manager selects investments that he considers will provide growth in both income and capital.

• The blend of assets in the portfolio is reviewed regularly and the portfolio’s long term positions may be adjusted to reflect short to medium term market and economic developments.

For further details on the objective and investment policy, visit the Literature section to view fund KIIDs and Prospectus.

How the Fund is managed

• The Fund is actively managed. The fund manager uses his expertise to decide which assets to invest in and is not required to invest with reference to a benchmark.

• The Fund may invest in other funds, including those managed by Keyridge.

• The Fund may also invest in property, infrastructure and commodities via other collective investments, such as funds, investment trusts or ETFs.

• Whilst the Fund can invest in different asset classes, it may not have exposure to all asset classes at all times

• The Fund may invest across different geographic areas without limitation.

Reasons to recommend

• Retirement solution with monthly income

  The WS Keyridge Diversified Monthly Income Fund offers a straightforward solution for clients looking for greater confidence around how much their investments may be able to deliver as part of their overall income in retirement. It aims at a steady monthly payment, and has the potential for quarterly increases.

  This level of predictability is possible because the Fund’s income is ‘natural’ (i.e. produced by the portfolio itself). The income is generated by securities that generate dividends, coupon payments and rental income, together with potential for long term capital growth (at least five years). The fund may not be appropriate for investors who plan to withdraw their money within five years of making their investment.

• Diversified global investments

  The Fund is invested across a broad range of asset classes, including equities, bonds and property, and in a wide range of geographic regions, sectors and companies. This level of diversification allows the fund manager to access more investment opportunities whilst also spreading risk.

• A focus on quality

  The fund manager focuses on identifying equity investments that are backed by robust business models, strong balance sheets and market share, together with solid ability to provide stable or growing dividends and other income streams. When selecting fixed income securities, the focus is on the underlying fundamentals and strength of the balance sheets of the companies with a target of optimising risk adjusted returns.