Senior Product Specialist
Andrew joined Keyridge Asset Management in 2015 and directly supports the portfolio managers with implementable ideas and support for the management of the multi asset range.
He has over 15 years' experience in financial services dealing with intermediaries, institutions and high net worth clients. Andrew is also a CFA Charterholder.
This guide presents a comprehensive multi-strategy approach to managing decumulation risks in retirement.
Designed specifically for UK financial advisers, it outlines how to balance guaranteed income with flexible, market-driven growth to meet clients’ essential and discretionary needs throughout retirement.
At a glance:
Understand key decumulation risks: sequencing, longevity, market volatility, and inflation
Explore different investment strategies and see real-life examples of where each strategy can be applied to enhance client outcomes
Discover how to build a resilient retirement plan that adapts to market conditions and individual circumstances
Find out how Keyridge Asset Management’s solutions can form part of this plan
Read the full guide.
In today’s complex and volatile market environment, a single decumulation strategy often falls short of addressing the myriad risks that can erode retirement savings over time. Here, we explore different strategies – from constant withdrawal approaches and natural income methods to annuity-based solutions and dynamic bucket-style allocations – and how these can contribute to a diversified decumulation framework that aligns with the FCA’s regulatory standards.
We consider how, by adopting a multi-strategy framework, advisers can tailor retirement income solutions to different phases of the retirement cycle, providing practical steps and real-world examples, to help ensure a sustainable and secure retirement.